using any sort of debit card system is the absolute worst idea. first its money going straight out of your bank account, vs an extra layer of protection when using a credit card. second target has already been hacked once so why the

would I trust them to hold any financial data of mine. third most credit card rewards are tiered and vastly superior to 5% back on red card. For example I use my best buy visa until I spend $3500/yr on it, that gives me free elite+ at best buy - free release day shipping, extra RZ points, early access to black friday sales.
after I hit $3500/yr I use my Sallie may credit card which gives back 5% on all purchases, or my united card which gives me free mileage status if I spend enough per year, and I do since I put all my bills and everything on credit cards. I pay back everything every month though, my dad taught me that only a sucker carries debt at 19% APR.
but seriously never use a debit card especially in this day and age of electronic theft, I keep only a single debit card (bank) which is locked in my gun safe and only taken out when I need to withdraw cash from an ATM. Credit cards are way better than debit cards for a lot of reasons relating to security, rewards, and chargebacks.