[quote name='lilboo']What do you have to do..?[/quote]
you have to get 1 credit....if you want to apply for a credit card, those are worth 1 point, but most of the other ones are worth 1/2 points (stamps.com, valuemax etc.)
you also have to get 3 refferals if you want the $100 paypal (they have more paypal money that require more refferals)
also if you do not want paypal, send them a support ticket asking them for a giftcard for any site or a visa/mastercard giftcard